Personal Savings

Savings Accounts

At Citizens Federal Savings Bank our standard personal savings accounts include…

• Earn interest daily (posted to account quarterly)
• Limited to 6 transfers and/or withdrawals monthly (service charge after 6 transfers)
• Monthly/quarterly statements available
• Only $2.00 monthly charge if balance falls below $200.00

Dollar Dog Savings Club

Make the process of teaching children to save money fun with our Dollar Dog personal savings account.  Specifically designed with the young savers in mind.

• Great first account for the younger children or grandchildren in your household
• Eligible account holders must be under the age of 18
• No monthly service charges
• $10 minimum to open account
• Dollar Dog Kids Club

Statement Savings

A solid choice for personal savings with some added protection to boot.

• Minimum balance fee applies
• Account is available to protect a Checking Account against overdrafts
• $50 minimum to open account

Health Savings Account-Learn More!

Personal savings plan with some added benifits.

• Retain employees, manage medical expenses
  and take advantage of tax benefits!
• Employer contributions receive a tax deduction
• Keeps monthly health insurance premiums lower
• Employees carry over balances each year; additional
  retirement income if not used
• Earns interest

Christmas Club

Don’t get caught a little short during the holidays, set up a Christmas Club account and eliminate your worries.

• Save for the holidays all year round!
• No service charges or fees
• No withdrawals permitted
• Funds available beginning of November

To Request Additional Information On Savings Products, Click Here.

Safe Deposit Boxes