Consumer Loan Rates

Consumer Loan Rates Effective Date March 4th, 2021

Loans YearMaximum Term (months)APR*(As Low As)
New Vehicles2019-20200-60 months3.40%
2019-202061-72 months3.75%
Used Vehicles2016-20190-60 months3.4%
2014-20150-60 months4.25%
2011-20130-48 months5.50%
2010 and Prior36 months6.50%
New Motorcycles 0-60 months4.50%
Used Motorcycles0-48 months6.50%
Signature Loans (max $3000)0-36 months8.75%
Share Loans
(PR Currently 3.25) or
2% above CD rate (whichever is greater)
0-48 monthsPrime Rate
(The maximum mileage for a vehicle is 150k)

Home Equity Loans

Loans Maximum Term (months)APR*(As Low As)
Home Equity Loan Rates 2nd Mortgages$10,000-$50,000 up to 80% LTV 0-84 Months5.50
$10,000-$50,000 up to 80% LTV 85-120 Months5.75
Home Equity Loan Rates 1st Mortgages$10,000-$50,000 up to 75% LTV 0-84 Months4.25
$10,000-$50,000 up to 75% LTV85-120 Months4.50
*APR=Annual Percentage Rate. Rates are subject to credit approval and to change without notice. The bank will determine your rate by credit background, specific loan terms, payment method and collateral.

The above loan rates will be discounted by .25% for current mortgage loan customers and
.25% for payments on Auto Transfer (not available on Home Equity)

Like Us On Facebook Icon For: Facebook Widget