Credit Cards
We Offer two Credit Card Options to Suit Your Needs
To Learn more & Apply Click Here
Personal Credit Card – Consumer Low Rate Platinum
Features
- No annual fee.
- Low introductory rate for the first six months.1
- Competitive ongoing APR. 1
- 25-day interest-free grace period to pay balance in full before interest starts accruing on retail purchases.
- Free online and phone payment options.
- Mobile Wallet via Apple Pay & Samsung Pay
- Contactless Tap to Pay Capabilities
- E-Statements
- Card Alerts
- Zero liability for unauthorized purchases
- ID Theft Protection
- Online account information available 24/7 via mobile app or at Card Manager.net
- 24-hour toll-free live customer assistance available at 888-450-1842.
For Complete Benefits, Fees, & Terms and Conditions…
Click on the Apply Now link and review the Learn More tab.
Personal Credit Card – World Preferred Points
Features
- Earn reward points for each dollar spent, up to 10,000 points per month.
- Earn up to 3,000 bonus rewards – use your card once for the first three months to earn bonus points
- You decide on the redemption option each time you choose to redeem.
- Low introductory rate for first six months. 1
- Competitive ongoing APR. 1
- No annual fee.
- 25-day interest-free grace period to pay balance in full before interest starts accruing on retail purchases.
- Free online and phone payment options.
- Mobile Wallet via Apple Pay & Samsung Pay
- Contactless Tap to Pay Capabilities
- E-Statements
- Card Alerts
- Zero liability for unauthorized purchases
- Online account information available 24/7 via mobile app or at Card Manager.net
- To view or redeem rewards points, visit Consumer Rewards
- 24-hour toll-free live customer assistance available at 888-450-1842.
- ID Theft Protection & Additional Mastercard Perks
For Complete Benefits, Fees, & Terms and Conditions…
Click on the Apply Now link and review the Learn More tab.
1 Please see application and terms for information about current APRs and fees.
Pack Your Wallet With More Buying Power
Not all credit cards are created equal. Some have higher interest rates. Some have higher annual fees. And some have lower credit limits. That’s why we would like you to take our Citizens Federal Savings Bank Credit Card Potential Test. Just answer a few easy questions about your situation and compare your score to the Credit Card Potential Guide. You may find that you are eligible for a higher credit limit with our credit card.
With a higher credit limit, you will have more flexibility for purchases, vacations, and cash advances… and you may be able to consolidate other credit card balances as well. You may want to order your Credit Report first to make sure you’re in good standing. Then apply today by clicking here.
