Credit Cards
We make it easy to choose the credit card that is right for you – Value Card or Everything Rewards. It’s the only card you need for everything you do.
To Learn more & Apply Click Here
Personal Card – Value Card
Features
- No annual fee.
- 0.00% introductory rate for the first six months.1
- Competitive ongoing APR. 1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 888-450-1842.
- A host of extraordinary Mastercard benefits including…
- Airport Concierge
- ID Theft Protection
- Global Services
- Cell Phone Coverage*
- Travel & Lifestyle Services*
- Online Shopping/Delivery Discounts*
- Certain restrictions apply detailed in the application benefits brochure received with new credit card.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
- Online account information available 24/7 at cardmanager.net
*Premier Plus Cardholders only.
Fees
- Other fees may be charged, these fees are listed on the downloadable application Here
Click on the Apply Now link and review the Learn More tab.
Personal Card – Everything Rewards / Premier Plus
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent up to 10,000 points per month.
- 0.00% Introductory rate for first six months. 1
- Competitive ongoing APR. 1
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Online account information available 24/7 via mobile app or at cardmanager.net
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit cardmanger.net or call 888-450-1842.
- 24-hour toll-free live customer assistance available at 888-450-1842.
- A host of extraordinary Mastercard benefits including…
- Airport Concierge
- ID Theft Protection
- Global Services
- Cell Phone Coverage*
- Travel & Lifestyle Services*
- Online Shopping /Delivery discounts*
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
*Premier Plus cardholders only.
Fees
- Other fees may be charged, these fees are listed on the downloadable application Here
Click on the Apply Now link and review the Learn More tab.
1 Please see application for information about current APRs and fees.
Pack Your Wallet With More Buying Power
Not all credit cards are created equal. Some have higher interest rates. Some have higher annual fees. And some have lower credit limits. That’s why we would like you to take our Citizens Federal Savings Bank Credit Card Potential Test. Just answer a few easy questions about your situation and compare your score to the Credit Card Potential Guide. You may find that you are eligible for a higher credit limit with our credit card.
With a higher credit limit, you will have more flexibility for purchases, vacations, and cash advances… and you may be able to consolidate other credit card balances as well. You may want to order your Credit Report first to make sure you’re in good standing. Then apply today by clicking here.
