Personal Savings

Savings Accounts

  • Earn interest daily (posted to account quarterly)
  • Limited to 6 transfers and/or withdrawals monthly (service charge after 6 transfers)
  • Monthly/quarterly statements available
  • Only $2.00 monthly charge if balance falls below $200.00

Junior Club

  • Great account to start teaching children how to save!
  • Eligible account holders must be under the age of 18
  • No monthly service charges
  • $25 minimum to open account

Statement Savings

  • Minimum balance fee applies
  • Account is available to protect a Checking Account against overdrafts
  • $50 minimum to open account

Health Savings Account-Available Soon!

  • Retain employees, manage medical expenses
    and take advantage of tax benefits!
  • Employer contributions receive a tax deduction
  • Keeps monthly health insurance premiums lower
  • Employees carry over balances each year; additional
    retirement income if not used
  • Earns interest

Christmas Club

  • Save for the holidays all year round!
  • No service charges or fees
  • No withdrawals permitted
  • Funds available beginning of November

Certificates of Deposit

  • 91 days to 6 year terms
  • Our 1 year CD accepts deposits throughout the term ($25 minimum deposit)
  • Minimum balances apply
  • Early withdrawal penalties

Individual Retirement Accounts

  • Saving for your retirement is a MUST! Choose from Traditional or Roth IRAs.
  • 1 year to 6 year terms
  • Minimum balances apply
  • Early withdrawal penalties

Safe Deposit Boxes

  • Safe Deposit Boxes available in multiple sizes at all locations.
3″ x 5″ – $15.00 5″ x 5″ – $25.00 3″ x 10″ – $30.00
5″ x 10″ – $40.00 7″ x 10″ – $55.00 10″ x 10″ – $65.00