Assistance for Small Businesses in Kansas and Missouri 

PPP funds are available as of January 11th,  please apply if your business has been affected.  We will only accept complete applications and checklist.


ThePaycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $284 billion toward job retention and certain other expenses.

Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

Bill Rice can assist you, once you have filled out the application. Contact us
You may call the state department for more information at 1-800-659-2955.

Economic Injury Disaster Advance Loan

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to 

This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application. This loan advance will not have to be repaid.  Apply for the Loan Advance here.

Consumer Loan Customers at Citizens FSB

If you have been laid off because of COVID-19, you may be eligible to defer your loan payments.  Please be prepared to supply us with your last  2 paystubs, and notice from employer that you have been laid off.  You may submit your request to Loan Servicing.

Preserving jobs for American industry

The CARES Act assists eligible businesses looking for payroll support to keep Americans working. For more information, CLICK HERE.

The IRS rolled out a refundable tax credit that is 50 percent of up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19. For answers to frequently asked questions, CLICK HERE.

The IRS is issuing tax credits in order to give small and mid-sized businesses the resources they need to cover the cost of providing paid sick and family leave wages, CLICK HERE.

Procedures and Applications for Treasury Programs

Guidelines and Application Procedures for Payroll Support to Air Carriers and Contractors under Division A, Title IV, Subtitle B of the CARES Act

Procedures and Minimum Requirements for Loans to Air Carriers and Eligible Businesses and National Security Businesses under Division A, Title IV, Subtitle A of the CARES Act

COVID-19 scams

If you receive calls, emails, or other communications claiming to be from the Treasury Department and offering COVID-19 related grants or stimulus payments in exchange for personal financial information, or an advance fee, or charge of any kind, including the purchase of gift cards, please do not respond.  These are scams.  Please contact the FBI at so that the scammers can be tracked and stopped.

Fraud involving payment of Federal taxes should be reported to the Treasury Inspector General for Tax Administration.